Introduction

If you want to make money off your purchases but don't want to pay a monthly fee for a rewards credit card, a cashback credit card is a great option. Numerous alternatives exist that don't cost anything on an annual basis. If used cautiously, best no annual fee credit cards can help manage your finances if you use them responsibly. In addition to the important protections and guarantees offered by many credit cards, cardholders can also earn rewards on all purchases. Credit cards offer introductory APRs of 0% for a limited time.

Capital One Quicksilver Cash Rewards Credit Card

• It's a simple Rewards program with no initiation or renewal fees and a nice signup bonus, among other perks. As a result of these perks, the Quicksilver is not only a great credit card to have in general but also a great source of cashback rewards.
• Get the best prices on flights, hotels, and car rentals with Capital One Travel and get up to 5% cash back on your purchases. There are catchphrases.
• All purchases are eligible for an unlimited daily cashback of 1.5%.

Capital One SavorOne Cash Rewards Credit Card

Spend $500 within the first three months of opening your account and receive a one-time cash bonus of $200. Enjoy 1% cash back on everything else you buy, plus 3% cash back on dining out, popular streaming services, and grocery stores (excluding big box stores like Walmart(r) and Target(r)). Capital One Travel is where you can find the best rates on thousands of different hotels and car rentals, and it's also where you can get a 5% cashback rebate on your bookings. Assumptions are not always correct. If you use your Capital One Entertainment credit card to buy tickets from Vivid Seats, you'll get 8% cashback.

It(r) Cash Back it(r) Cash Refund

Starting Bonuses Are Never Limited. Only Discover cards will be accepted. At the end of the first year, Discover will double the money you've earned! Not only is there no minimum investment required, but the maximum return is also unlimited. Your initial investment of $150 can yield a return of $300. You can get 5% cash back on your regular purchases made at places like Amazon.com, grocery stores, gas stations, restaurants, and more each quarter if you pay with PayPal and don't exceed the maximum amount set for that quarter when you sign up. Additional instant cashback of up to a percent is available on other purchases. New! Using Discover, you can remove your information from some people-search databases. Mobile app activation is available at no additional cost.

Citi Custom Cash(sm) Card

Spend $750 on purchases within the first three months after opening your account, and we'll give you $200 back. The delivery of 20,000 ThankYou(r) Points will satisfy this bonus offer. For this many points, you can get back $200. For the first 15 months, new purchases and balance transfers will incur no interest. After that, your variable APR could be between 16.24% and 26.24.4%, depending on your credit history.

Capital One Student Cash Rewards Card

In addition to the standard 1% discount, you can earn unlimited cash back on entertainment, dining, and popular streaming services. In addition, Vivid Seats and Capital One Entertainment purchases qualify for 8% cashback. Promotional Supply Get a 100% cash rebate on your first three months of purchases.

Credit Card with Reward Points and Cash Back for College Students from Capital One Quicksilver. The Capital One Quicksilver Cash Rewards Credit Card is an excellent student option. Get a daily cash reward of 1.5% on all purchases, with no limit. Time-sensitive discount If you spend $100 in the first three months, we'll give you $100 back. There are no monthly, annual, or other recurring fees. You don't have to join anything to get points you can later redeem for cash.Furthermore, cash rewards do not expire during the account holder's lifetime. It can be earned indefinitely. The responsible use of a credit card like this can help you build or repair your credit. Within as little as six months, you'll be eligible for an increase in your credit limit.

Pros

Free money for going out to eat and seeing a movie. Typical fees are not included. First, let's talk about this special 15-month APR offer:

Cons

A modest beginning bonus is paid in cash. Excellent credit is highly suggested.

Conclusion

Some consumers avoid annual fees by choosing a credit card that doesn't require one. Cash back, points and miles are just a few of the many enticing benefits that can be earned with no annual or transaction fees. The Capital One Quicksilver Cash Rewards Credit Card is the best credit card we've seen that doesn't charge an annual fee, in our opinion. You can earn 1.5 percent cash back on all purchases without worrying about bonus categories or signing up for promotions. The first time you use your account, you can get a $200 bonus if you spend $500 in the first three months. Plus, if you spread your payments over 15 months, you'll get 0% interest.